Insurance

Guarding against home insurance fraud

Guarding against home insurance fraud

Insurance fraud adds, on average, £50 to the annual insurance bill for every UK policyholder, according to the Association of British Insurers (ABI). In fact, ABI figures show that in 2016, insurers detected 125,000 dishonest insurance claims valued at £1.3 billion. Of these, bogus or exaggerated home insurance claims make up the largest proportion of frauds.
 

Storm damage: what you need to know

Storm damage: what you need to know

Autumn and winter weather often means storms, which can cause havoc to your property. Already this autumn we’ve seen Storms Aileen and Brian affect large parts of the UK. In this blog, we explore the impact of storm damage on your property and how you can best protect yourself.

Repairing a property following fire damage

Repairing a property following fire damage

Fire damage is devastating and perhaps the worst kind of damage you can suffer to your residential or commercial property. Repairs can be complicated, time-consuming and costly. Yet fire damage is quite common – it’s the fifth most common type of insurance claim, according to Aviva. If you’ve suffered fire damage, help and recovery are just a phone call away.

What is a loss assessor – and why do I need to know?

What is a loss assessor – and why do I need to know?

Did you know that you can appoint a loss assessor when you need to make an insurance claim, to help you get everything you’re entitled to? At Sarrani, we regularly work alongside a loss assessor, Steve Lazarus of The Claims Desk, who works on behalf of our clients to ensure a fair settlement in the event of an insurance claim. We spoke to Steve, who explained the difference between loss assessors and loss adjusters.

Insuring your property against fire damage

Insuring your property against fire damage

Fire damage is one of the most common insurance policy claims in the UK, with fires in domestic homes and business premises occurring frequently. Government statistics show that the fire and rescue services attended around 162,000 fires in England during 2015/16.

Drying out after flood damage

Drying out after flood damage

Hurricane season is upon us and Storms Harvey, Irma and Maria have already caused mass devastation in the Caribbean and US. In the UK alone, 1 in 6 households is at risk of serious flooding, according to the National Flood Forum. If you have been affected by a flood, help and recovery are just a phone call away.

How to protect against flood damage

How to protect against flood damage

With Storms Harvey and Irma having recently wreaked havoc in Texas and Florida, the devastation caused by floods and storms is not far from most people’s minds. But there are things you can do to protect your property and if floods do strike, help is at hand. Here are our top tips.

What happens when you call us?

What happens when you call us?

If your property has suffered damage and you need to claim on your insurance, Sarrani’s team of experts is on hand to plan, coordinate and manage all the resources required to reinstate it to the high quality you expect with the least possible stress. In this blog, we talk you through what to expect when you contact us.