Landlord Insurance

Upgrading a damaged property: what to consider

Upgrading a damaged property: what to consider

Despite the inevitable stress that a damaged home or premises causes, there can be one good thing that emerges from a disaster – the chance to upgrade a property. From redesigning a kitchen through to installing new protective fixtures, there is a range of improvements that can be weaved into the repairs process to help make the best of a bad situation.   

Here we outline the benefits of upgrading damaged premises, what property owners need to consider, and some of the pitfalls to avoid.

Insurance claim grumbles and how to bypass them

Insurance claim grumbles and how to bypass them

Buildings insurance claims can be complex, but some insurers are falling short of property owners’ expectations.  

Analysis by consumer group Which? has revealed that buildings insurance generates the most complaints in the sector. Compared to last year, gripes have risen by 42 per cent, and 35 per cent of cases handed to the Financial Ombudsman Service ruled in favour of the policyholder.

The cause of complaints can vary, but here’s our list of the top five grumbles and how to take the stress out of the claims process.

Does your insurance include alternative accommodation cover?

Does your insurance include alternative accommodation cover?

Have you ever considered what cover for alternative accommodation is included in your property insurance policy? If your home or business suffers severe damage, you might need to move elsewhere temporarily, so it’s important to ensure you have the right level of cover. This will save you money in the event of a property insurance repair claim.