These days we rely heavily on electrical appliances both at work and at home, so it’s no wonder that electricity is a major cause of accidental fires and other hazards. If you are a landlord renting out a residential property, here are the things you need to know to help avoid accidents and costly insurance repairs to your rented property.
According to the Health & Safety Executive (HSE), there are around 1,000 electrical accidents at work and about 25 people die from their injuries each year. Employers have a legal obligation to protect their employees, but accidents do still happen. We’ve put this guide together to help you understand the risks and, ultimately, avoid costly insurance repairs to your commercial property caused by electrical accidents.
Electricity is a major cause of accidental fires in the UK. With our increasing reliance on electrical appliances, the risk of accidents and fatalities is also increasing. In 2016-17, there were 30,296 fires in the home, almost half of which were caused by faulty cooking appliances. Here’s our guide to minimising the risks in your home and avoiding costly property insurance repairs.
Fire damage is devastating and perhaps the worst kind of damage you can suffer to your residential or commercial property. Repairs can be complicated, time-consuming and costly. Yet fire damage is quite common – it’s the fifth most common type of insurance claim, according to Aviva. If you’ve suffered fire damage, help and recovery are just a phone call away.
Fire damage is one of the most common insurance policy claims in the UK, with fires in domestic homes and business premises occurring frequently. Government statistics show that the fire and rescue services attended around 162,000 fires in England during 2015/16.