Understanding electrics and their risks to your property

Understanding electrics and their risks to your property

Electricity is a major cause of accidental fires in the UK. With our increasing reliance on electrical appliances, the risk of accidents and fatalities is also increasing. In 2016-17, there were 30,296 fires in the home, almost half of which were caused by faulty cooking appliances. Here’s our guide to minimising the risks in your home and avoiding costly property insurance repairs.

Guarding against home insurance fraud

Guarding against home insurance fraud

Insurance fraud adds, on average, £50 to the annual insurance bill for every UK policyholder, according to the Association of British Insurers (ABI). In fact, ABI figures show that in 2016, insurers detected 125,000 dishonest insurance claims valued at £1.3 billion. Of these, bogus or exaggerated home insurance claims make up the largest proportion of frauds.
 

How to prevent burst pipes wreaking havoc this winter

How to prevent burst pipes wreaking havoc this winter

With the cold winter weather comes a greater likelihood of a burst pipe. This can cause a great deal of inconvenience, considerable damage and unwanted repair costs, especially if it happens over the Christmas period. But the problem is largely preventable. Here are our top tips on how to take care of your pipes.