Electricity is a major cause of accidental fires in the UK. With our increasing reliance on electrical appliances, the risk of accidents and fatalities is also increasing. In 2016-17, there were 30,296 fires in the home, almost half of which were caused by faulty cooking appliances. Here’s our guide to minimising the risks in your home and avoiding costly property insurance repairs.
Case study: Insurance repairs in action and a kitchen refit
Insurance Excess: A Guide
How to deal with asbestos in your property
New 24-hour emergency plumbing service
A guide to asbestos management for landlords
Asbestos was extensively used in houses and other buildings during most of the 20th century. It has the potential to pose significant health risks to anyone exposed to it. If you are a landlord or ‘duty holder’, you have a legal responsibility to identify and manage asbestos within your properties. In this guide, we explain how best to deal with asbestos.
Guarding against home insurance fraud
Insurance fraud adds, on average, £50 to the annual insurance bill for every UK policyholder, according to the Association of British Insurers (ABI). In fact, ABI figures show that in 2016, insurers detected 125,000 dishonest insurance claims valued at £1.3 billion. Of these, bogus or exaggerated home insurance claims make up the largest proportion of frauds.
How to prevent damp causing damage to your property
What to ensure your property insurance policy covers
How to prevent burst pipes wreaking havoc this winter
With the cold winter weather comes a greater likelihood of a burst pipe. This can cause a great deal of inconvenience, considerable damage and unwanted repair costs, especially if it happens over the Christmas period. But the problem is largely preventable. Here are our top tips on how to take care of your pipes.