Property Insurance

The hidden dangers of heatwaves

The hidden dangers of heatwaves

Most of us look forward to seeing the sun, but heatwaves can spell trouble for our homes. In August, temperatures of more than 34C were recorded for six consecutive days for the first time in the UK for six decades. And when the heat keeps rising, so does the risk of property damage.

Here we outline the hidden dangers of heatwaves and what to do if you’re affected.

Preventing fire and what to do if the worst happens

Preventing fire and what to do if the worst happens

With most of us continuing to spend more time at home, understanding fire risks has never been more important.

According to the latest Government figures, 215 people lost their lives because of a home fire in the year ending June 2019. Smoking is a major cause of fire fatalities and cooking accidents account for around half of all home fires. Other risks include candles, which are responsible for around two fires a day, and faulty electrics which cause approximately 4,000 home fires every year.

Brokers: how to ensure property insurance claims run smoothly in a crisis

Brokers: how to ensure property insurance claims run smoothly in a crisis

If you’re a broker helping customers to process claims for property damage, there’s a strong chance that Covid 19 has put the brakes on any repair work.

Although insurers are doing everything they can to handle claims quickly, there’s a backlog causing long delays for policyholders whose homes or business premises have suffered damage during the Coronavirus pandemic.

Covid-19 and property insurance repairs: your questions answered

Covid-19 and property insurance repairs: your questions answered

If your property suffers serious damage it can be incredibly worrying, but in the face of Covid-19, it’s likely to feel even more stressful. Concerns about lockdown restrictions and safety are causing many property owners to query how the insurance and repairs process could be affected.

Here, we respond to the main questions being raised, including advice on achieving a successful insurance claim and arranging specialist repairs during the crisis.

Repairing a flood damaged home – a five-step guide

Repairing a flood damaged home – a five-step guide

As this summer is proving, extreme weather is now happening far more frequently in the UK. July’s heatwave quickly turned into a washout with severe downpours causing flash flooding and chaos right across the country, damaging hundreds of homes.

Worryingly, this is unlikely to be the only summer dampened by severe flooding. Scientists are predicting a warming world will lead to higher and more frequent rainfalls in the UK, leading to greater flood risks.

So, if the worst happens and your home gets flood damaged, here is a five-point guide to the repairs process and what action to take.

How do we differ from other building contractors?

How do we differ from other building contractors?

You may be wondering why it’s a good idea to use an insurance repair specialist such as Sarrani to restore your property following leak, flood, fire or storm. This blog explains how we’re different to traditional building contractors and how our specialist services can ensure you get the repairs carried out properly and paid for by your insurer.

Understanding electrical safety for your commercial property

Understanding electrical safety for your commercial property

According to the Health & Safety Executive (HSE), there are around 1,000 electrical accidents at work and about 25 people die from their injuries each year. Employers have a legal obligation to protect their employees, but accidents do still happen. We’ve put this guide together to help you understand the risks and, ultimately, avoid costly insurance repairs to your commercial property caused by electrical accidents.